Making Global Finance Fair and Simple.
At Niyo, we are focused on creating banking that is simpler, smarter and safer for our customers by simplifying finance with technology.

About Niyo
Niyo is India’s leading fintech transforming travel banking for Indians. Founded in 2015 by Vinay Bagri (CEO) and Virender Bisht (CTO), Niyo pioneered Zero Forex debit and credit cards, helping over 2 million Indians save up to 5% on international transactions.
Backed by investors like Accel, Lightrock, Multiples, Tencent, and Prime Ventures, Niyo raised $130 million in its Series-C round in 2022. Headquartered in Bengaluru, Niyo has a sales presence across 20+ states and union territories.

2015
Year of Inception
179 Million
Total Funding
500+
Total Strength
We believe in
Bias for Action
Whenever the opportunity presents itself, we aim to make decisions quickly and act upon them.
Customer Focus
All that we do is with the customer in mind.
Ownership & Teamwork
We take responsibility for what we do, work collaboratively and ensure that everything is seen to the end.
Integrity
We take no shortcuts. Honesty is at the core of everything we do.
Innovation
We bring new ideas to the table and bring them to fruition.
Meet Our Founders

Vinay Bagri
Co-Founder and CEO
Vinay has spent 18 years in the corporate world working with diverse organisations like Parle, 3M, ICICI Bank, Standard Chartered, ING, and Kotak Mahindra Bank. Of Niyo’s values, customer focus stands out to him. “We are absolutely paranoid about ensuring value to the user and experience to the user.
Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.
Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.

Virender Bisht
Founder and CTO
Virender is a seasoned technology professional with 16 years of experience in creating world-class software products. After seeing both the positive and challenging aspects of corporate culture, Viren sees Niyo’s core values as a means to keep the organization grounded. “They reflect what an ideal organization should look like.”
Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.
Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.
Backed by the best

Niyo in News

Niyo Acquires Wealthtech Start-Up Goalwise; Aims To Target Millennials
In a bid to expand its product offering to the millennials, Niyo, India-based digital banking fintech start-up, has acquired Goalwise, a new-age mutual funds investment platform.

Niyo rolls out salary hikes, bonuses, ESOPs to boost employee morale
Niyo is also planning to double the size of its tech and product teams by the end of March 2021. In an effort to boost employee morale and support them during Covid-19, Niyo, a fintech company, said it is offering 10-12 per cent salary hikes to employees.












Come Join Niyo
Want to change how Indians Travel and Spend across the globe.