Making Global Finance Fair and Simple.

At Niyo, we are focused on creating banking that is simpler, smarter and safer for our customers by simplifying finance with technology.

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About Niyo

Niyo is India’s leading fintech transforming travel banking for Indians. Founded in 2015 by Vinay Bagri (CEO) and Virender Bisht (CTO), Niyo pioneered Zero Forex debit and credit cards, helping over 2 million Indians save up to 5% on international transactions.

Backed by investors like Accel, Lightrock, Multiples, Tencent, and Prime Ventures, Niyo raised $130 million in its Series-C round in 2022. Headquartered in Bengaluru, Niyo has a sales presence across 20+ states and union territories.

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2015 Year of Inception
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179 Million Total Funding
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500+ Total Strength

We believe in

Bias for Action Whenever the opportunity presents itself, we aim to make decisions quickly and act upon them.
Customer Focus All that we do is with the customer in mind.
Ownership & Teamwork We take responsibility for what we do, work collaboratively and ensure that everything is seen to the end.
Integrity We take no shortcuts. Honesty is at the core of everything we do.
Innovation We bring new ideas to the table and bring them to fruition.

Meet Our Founders

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Vinay Bagri Co-Founder and CEO Vinay has spent 18 years in the corporate world working with diverse organisations like Parle, 3M, ICICI Bank, Standard Chartered, ING, and Kotak Mahindra Bank. Of Niyo’s values, customer focus stands out to him. “We are absolutely paranoid about ensuring value to the user and experience to the user.

Outside of the office: Vinay enjoys playing badminton and is keen to pick up salsa dancing.

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Virender Bisht Founder and CTO Virender is a seasoned technology professional with 16 years of experience in creating world-class software products. After seeing both the positive and challenging aspects of corporate culture, Viren sees Niyo’s core values as a means to keep the organization grounded. “They reflect what an ideal organization should look like.”

Outside of the office: Viren enjoys running and is expanding his knowledge and understanding of music.

Backed by the best

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Niyo in News

Come Join Niyo

Want to change how Indians Travel and Spend across the globe.