Best Forex Cards with International Lounge Access for Indians

With the constantly growing number of Indians indulging in international travel, several Forex cards are trending in the market. Commonly, all travellers first check if their bank offers a forex card with International lounge access, as no one wishes to spend the waiting time in a noisy environment and pay a huge amount to relax in a calm and pleasant lounge. Here is a list of some of the best Forex Cards with Airport Lounge Access 2023.

• HDFC Regalia Forexplus Card
• ICICI Sapphiro Forex Prepaid Card
• SBI Card Elite
• Standard Chartered EaseMyTrip Credit
• Niyo Travel Card

What is a Forex Card?

A foreign exchange card is one of the most convenient and accessible ways to carry money when visiting a foreign country. Forex cards can carry foreign currency and are accepted almost everywhere.

Think of a Forex card as a preloaded card that lets you access money in a foreign currency. You can load one or more currencies. Some can load up to 15 currencies. A Forex card can be used to withdraw cash in foreign currency, Verify balances and make purchases using foreign currencies. You can also top up your card if you want. Many cards are Forex cards with international lounge access and domestic airport lounge access.

Best Forex Cards with International Lounge Access 2023

HDFC Regalia Forexplus Card

The list of Forex cards with international lounge access will only be justified if it includes the HDFC Regalia Forexplus Card. The HDFC multicurrency forex card lounge access is very well known, and its other features include

Features:

• It’s a single currency forex card.
• It offers zero cross-currency markup charges.
• This HDFC forex card lounge access can be availed twice per quarter in all international airports in India.
• The HDFC Forex card lounge access-list includes airports from Bangalore’s AGL to Udaipur Club One.

ICICI Sapphiro Forex Prepaid Card

ICICI Sapphiro Forex Prepaid Card is a Forex card with international lounge access at international terminals.

Features:

• The OneAssit Complete Package protection feature helps you block your card with just one call in case of emergencies to secure your wallets and cards.
• You can enjoy 2 complimentary lounge visits. Check the international lounge list to know where you can avail this feature.
• You can avail of joining benefits of up to ₹10,000 on this card.

SBI Card Elite

If you are looking for a Forex card with international lounge access to over 1,000 airport lounges worldwide, consider checking out the SBI Card Elite.

Features:

• It offers a low forex markup charge of 1.99%.
• You can avail 6 complimentary airport lounge visits per year outsie India, with 2 being the maximum visits per quarter.
• You will get a welcome e-voucher worth ₹5,000 from partner brands.

Standard Chartered EaseMyTrip Credit

The Standard Chartered EaseMyTrip Credit offers you quarterly access to one domestic airport lounge in India and two international lounges annually.

Features:

• You can get a flat 20% instant discount on domestic & international hotel bookings at the EaseMyTrip website/app.
• You get an annual fee of ₹350 waived off on spends of ₹50,000 or more on Standard Chartered EaseMyTrip Credit Card in the previous year.

Niyo Zero Forex Card

Niyo zero forex cardis another option that can be used for seamless international travel. It offers zero forex markup on all international transactions. Niyo ensures your travel experience is not only convenient but rewarding, too.

Features:

• Zero forex markup on all international transactions
• Complimentary lounge access at select international terminals in India
• Load in INR use in 150+ countries and 130+ currencies
• Earn 1% cashback as global coins
• Card delivered in 2-3 days
• 24x7 in-app chat support

Why Should You Use A Forex Card with International Lounge Access for Your Trips?

The reasons why you need to have a Forex card for all your international trips are:

Easy access, easy use, and carry during travels

The most significant advantage of multi-currency Forex cards is that they are straightforward to carry and use when travelling abroad. They help in reducing the risk of going cashless if all the money is lost or stolen. Heavy bundles of banknotes also occupy a lot of space in luggage and cause inconvenience. Also, as mentioned earlier, some forex cards have international lounge access, which can help your waiting time in many Indian international terminals.

Protection against market fluctuations

Investing in a Forex card is a surefire way to avoid unpleasant exchange rate surprises. Spending is hard to control because currencies fluctuate. If you decide to travel with cash in foreign currency, adverse fluctuations can reduce the value of your money. You can protect your hard-earned money from currency fluctuations with a multi-currency forex card.

Instant cash assistance in emergencies

Being completely penniless is a traveller’s worst nightmare, especially if stuck abroad. The good news is that well-known Forex card providers offer emergency cash assistance if your card gets stolen or lost abroad. You can apply for free insurance and even block access to your Forex card by contacting our helpline.

Easy cash withdrawals from international ATMs

When you are abroad, there are times when you need cash. A Forex card acts like a debit card, allowing you to withdraw cash from nearby ATMs. Minimal withdrawal fees are applicable when using a foreign exchange card to withdraw money from overseas ATMs, so check with your provider on the specific details.

Key Takeaways

In today’s globalised and relatively easy-to-move world, travel has become common for many people. International travel is now more challenging for business or pleasure. Why not use the best method to pay and shop in foreign countries? Use the Niyo Zero Forex Card, with zero markups, and avail yourself of all the fantastic benefits on your next international trips apart from airport lounge access. India presently has a high number of Forex Card users, so next time you fly, relax during your travels using your Forex card with international lounge access.