How to Apply for Free Airport Lounge Access with Niyo

A vacation abroad can be a memorable experience. Exploring cultures, cuisines, and places offers unforgettable moments to cherish lifelong. But did you ever have to spend hours at the airport waiting for your flight while abroad? If you have, you know how expensive access to airport lounges can be. What if you can get free lounge access at international airports outside India? You must be wondering, how is that possible.

There is a one-step solution for airport lounge access outside India at zero extra charges - the Niyo  Card. However, there are many cards with lounge access, then why choose Niyo? Keep reading; this article will help you know everything about this best card for lounge access. 

What is a Niyo card?

All global travellers face the biggest challenge of finding the simplest, most efficient, and most affordable way to handle payments in foreign currencies. You have various options, including carrying foreign money in cash, using an international debit or credit card, a prepaid forex card, a traveller’s check, etc. These options all have different risks, costs, and expenses.

So, what is the solution? The Niyo card could be your best travel buddy and help you with easy payments in foreign currency without forex markup charges or exchange fees. It is also the best card for airport lounge access.

What are the features of a Niyo card?

Working like an International Debit Card, the Niyo card helps people travel in more than 180 countries hassle-free in terms of currency. It comes with various extraordinary features like:

1. Zero forex markup
While converting INR into the currencies of 180+ countries, Niyo card charges no forex fees.

2. Free loading and unloading the card
There are no additional charges for loading the INR or unloading the card.

3. Up to 8% interest p.a.
The amount in your savings account also earns an interest of up to 8% p.a.

4. In-app Currency Convertor
The Currency Convertor within the app provides you real-time VISA exchange rates, so there are no surprises afterwards.

5. Load in INR and spend in 180+ countries
You can load the Niyo card with INR before leaving for your trip or when you are already abroad. You can use it in more than 130 countries around the world.

6. Tap & Pay
The Niyo card enables contactless in-store payments for faster transactions and lesser wait time at checkout without the card ever leaving your hand.

7. Complimentary airport lounge access abroad
It is always best to choose international cards with lounge access for all your travels. You can now travel in luxury with Niyo, thanks to the complimentary airport lounge access outside India.  Just spend INR 50,000 in international transactions (card swipes & online payments) each quarter and enjoy free lounge access at any of the 1300+ participating lounges at airports abroad.

8. In-app surcharge-free ATM Locator
Finding an ATM in a foreign country can be challenging. The in-app ATM locator is a helpful tool that can help you locate the closest ATM wherever you may be in the world, if you require cash in the local currency. The best part is you can find ATMs abroad that do not charge you a surcharge for using their facility. This’ll save you a bunch throughout your trip.

What are the charges applicable on the card?

Niyo doesn’t charge you for the convenience of making international transactions . There are no charges to load or unload the money. That means you can add any amount of money in INR and spend it in any foreign currency. The app takes care of the currency conversion at the time of the transaction,   On top of that, opening a digital account with Niyo is also convenient, as there is no joining fee. The users also don’t have to pay any annual debit card fee that many traditional banks charge for using their debit card. All in all, using Niyo card will be an excellent choice for international travel as you don’t have to worry about hidden charges.

Can one get free lounge access after having a Niyo card?

An airport lounge is so comfortable, making your travel worthwhile. Entering an airport lounge at an international location can be challenging, expensive, and even seem impossible to some without an international debit or credit card that can act as an airport lounge card. But what if you can access this lounge for free?

Niyo  Card can also act as your airport lounge card. You can spend INR 50,000 internationally (ECOM & POS) each quarter and claim your FREE Lounge Pass in the Niyo app. Just show the QR code on your Niyo app to the frontdesk staff at a participating lounge to confirm that the airport lounge card is valid. This means you can get free lounge access outside India when you have a Niyo card.

There are various cards with lounge access, but most of them charge a joining fee. Niyo doesn’t charge any extra cost, and because of that, it is the best card for lounge access.

Eligibility criteria to get a Niyo card

• You should be a resident of India.
• You should be above the age of 18.
• You should have your PAN, Aadhaar, and an Indian passport.
• You should have access to your Aadhaar-linked mobile number.

How to apply for a Niyo card?

1. Install the Niyo app on an Android or iOS device.
2. Verify your mobile number
3. Verify your email address and confirm it using Single Sign-On or the OTP you receive onto your email ID.
4. Enter your PAN Number.
5. Verify your Aadhaar Number
6. Verify your passport File Number.
7. Selfie time! Take a live picture of yourself.
8. Update your personal details and communication address.
9. Add a nominee.
10. Accept the terms and conditions, and viola! Your account will be ready and the physical international debit or credit card will be delivered to you in 3-5 business days.