Forex • 22 JUL, 2023

How to Use Forex Card: Complete Roadmap for Indian Travellers

Load the card before travel
Swipe or tap your Forex card to pay for purchases like you would with a debit card:
Use Forex card for cash withdrawal for local currencies:
Track your balance and transactions through online portas or mobile apps
If your card allows reloading, you can add more funds from your home country during your trip.

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Have you ever wondered how easy life would be if you didn’t struggle to convert your currency every time you travel abroad from India?

Whether for grocery shopping or dining at a restaurant, a Forex card makes your international trip a breeze with straightforward and efficient transactions. They are time and energy savers since you only need to tap or swipe the card to pay.

Forex cards are widely accepted globally, ensuring seamless international payments. They offer security features like chip and PIN technology, protecting funds in case of loss or theft. These cards also safeguard against exchange rate fluctuations and provide online account management for easy tracking and reloading of funds.

In this blog, let’s take you on how to use a Forex card so you’re all prepped for your next trip!

You can also read: Benefits of a Forex Card

In a Nutshell

Here are the steps to help you understand how to use a Forex card:

Obtain a Forex card from a bank of your choice and choose if you want a single or multiple-currency card.
After you receive your card, activate it using the details like PIN.
You can load your card in multiple currencies if you purchased a multiple-currency card.
Memorise your PIN and understand all the security features your card offers.
You can use your Forex card for international transactions like point of sale (POS) and online and ATM withdrawals.
You can also keep track of the balance on your card online or by contacting your card provider’s customer service.
You can get your card blocked through emergency support online in case of theft, loss, or any other issues.

How to Check Forex Card Balance?

There are two main ways to check your forex card balance:

1. Online (through NetBanking)

Visit your bank’s website and log in to their NetBanking platform.
You might need to register for NetBanking if it’s your first time.
Once logged in, look for a section dedicated to managing your cards. This might be under “Forex Cards” or “Prepaid Cards.”
You’ll likely need your card number and a separate PIN (provided during issuance) to log in to this section.
Once you’re in, you should see an option to check your balance.

2. Phone Banking

Contact your bank’s customer service number for phone banking.
You’ll likely need to go through a phone menu system and identify yourself using your account information.
Once connected to a representative or reaching the automated balance checking option, you can inquire about your Forex card balance.

In a Nutshell

For an easier, hassle-free travel experience, Niyo’s Zero Forex Card allows you to check balance and transactions in two simple steps:

Download the Niyo Global App on Mobile
Go to Account Settings and check for Account Balance, and Transactions

Key Takeaways

A Forex card can be valuable for any traveller venturing beyond Indian borders. By offering a secure and convenient payment option, forex cards can streamline your financial experience abroad. This not only simplifies transactions but fosters peace of mind, allowing you to focus on the cultural immersion and unforgettable experiences that await.

Do note:

There are two types of Forex cards: Single-currency and multiple-currency Forex cards.
Niyo Global Card helps make your transactions with zero forex markup charge.

And there you have it! Hope this blog helped you understand how to use a forex card in detail and helps you in your travel plans ahead!