Cover image for post: Student Housing in Gyumri, Armenia: A Guide for Indian Students
All-Country Armenia 5 AUG, 2024

Student Housing in Gyumri, Armenia: A Guide for Indian Students

Cracking the Code: Finding Student Accommodation in Gyumri, Armenia (Indian Student Guide)

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Finding Your Perfect Place in Gyumri

Gyumri, Armenia, offers a vibrant student life, but securing accommodation as an Indian student can be a challenge. This blog unveils everything you need to know to find the perfect student housing in Gyumri.

1. Student Housing Scenario in Gyumri:

Unlike larger cities, Gyumri might have limited dedicated student housing options. However, fret not! Many apartments cater to student needs.

2. Types of Student Housing:

  • On-Campus Housing: (if available) Convenient and social, but limited availability. Check with your university directly.
  • Off-Campus Apartments: More options and flexibility, but requires independent living skills.

3. Finding Your Place:

  • University Notice Boards: A great starting point for student-to-student rentals.
  • Online Listing Portals: Websites like [Stacked.am] (local listing platform) or groups on Facebook can be helpful.
  • Word-of-Mouth: Talk to fellow students or university staff for leads.
  • Niyo: Find the best student housing options in Gyumri on Niyo. Niyo’s app is a one-stop solution for all your study abroad needs, including finding accommodation

4. Average Housing Costs:

Costs can vary depending on location, amenities, and roommates. Expect a range of $200-$400 per month.

5. Saving on Forex Charges:

  • Consider using a multi-currency card like those offered by Axis Bank or ICICI Bank for transactions abroad.
  • Explore remittance services like Niyo for competitive exchange rates.

6. On-Campus vs. Off-Campus Housing:

On-Campus:

  • Pros: Convenient, social atmosphere, university support.
  • Cons: Limited availability, might have stricter rules.

Off-Campus:

  • Pros: More flexible, potentially cheaper, experience local life.
  • Cons: Requires more effort to find, manage utilities.

7. Renting Documents:

  • Passport and visa
  • Proof of enrollment
  • Local guarantor (if requested by landlord)

8. Finding Indian Roommates:

  • Facebook groups for Indian students in Armenia.
  • University student forums.

9. Best Areas for Student Housing:

  • Central Gyumri: Close to universities and amenities, might be pricier.
  • Areni: Up-and-coming student hub, with affordable options.
  • Shahumyan: Quiet area with good transport links.

10. Safety Tips:

  • Always visit the place before finalizing.
  • Sign a proper rental agreement.
  • Be cautious of online offers that seem too good to be true.

11. Booking Before or After Arrival:

  • Booking beforehand ensures peace of mind, but limits flexibility.
  • Consider temporary accommodation upon arrival for a more informed choice.

12. Summary:

Finding student housing in Gyumri requires planning and research, but with this guide, you’re well on your way to a comfortable and affordable home away from home!

13. Get Set, Gyumri!

With your accommodation sorted, you can now focus on the exciting adventures that await you in Gyumri! Remember, this blog is just a starting point. Feel free to explore further and customize your search based on your preferences. Good luck and happy studies!

What is Niyo-

Niyo is an Indian fintech that provides banking innovative products to make Indian’s travel easier basThe Niyo card is a revolutionary alternative to traditional forex cards and cash currency exchange. Enjoy zero forex markups, no transaction fees, and no annual charges. Use it seamlessly as a debit card in India and for international transactions in over 180+ countries.

Why Choose Niyo for Your Study Abroad Journey?

  • Save Up to ₹1 Lakh per Year: With zero forex markups, you keep more of your money for tuition, living expenses, and adventures.
  • Fastest Way to Get Money from India: No extra charges for international transactions, making it a breeze to manage your finances abroad.
  • Free Cash Withdrawals: Access your funds easily for daily expenses, wherever you are.
  • Earn Up to 8% Interest: Grow your savings while you study with Niyo’s high-yield savings account.
  • 24/7 In-app Chat Support: Get assistance whenever you need it, right from your phone.

What is the Niyo Card?

Niyo Debit Card is a debit card that comes with the Niyo savings account opened at one of Niyo’s partner Banks ( DCB, SBM, and Equitas). This account and card functions similar to any other Indian savings account and debit card with standard features. The unique aspect of Niyo card is that it can be used in 190+ countries without incurring any forex markups or other charges.

Problem with other cards

Generally, if you get the money transferred abroad with a forex card or bank transfers you will have to pay heavy forex markups, taxes and other hidden charges every time. All these are waived off in this card for lifetime.

Example: Suppose you are studying in USA and let’s say the current Dollar to INR rate is ₹80 per dollar. You swipe your Niyo card at coffee shop for $10. Only ₹800 (80 x 10) will be deducted from your Niyo account – that’s it! No hidden fees or markups.

This will help you save at least up to 5% on your entire education budget.

Key Features of Niyo

  • 💁Zero Forex charges on all International spends in foreign

  • 🙅No Joining Fee or Minimum Balance required

  • 📖Free ATM Withdrawals Abroad ( withdrawal fee reversed in form of Niyo Coins )

  • 💮Free Airport Lounge Access across the globe ( on spending more than 50k with Niyo Card)

  • 💸Load and unload  money with Gpay/PhonePay/UPI 24x7" without any charges

  • ⌚24 x 7 In-app chat support

How to get the Niyo Card- Its 100% digital

  • Download the Niyo app.

  • Fill in your Adhar, Pan and Passport Details

  • Complete VKYC

  • Your free Niyo card will be delivered to your mentioned address within 3-5 working days

How to add money to your Niyo Card?

Just like you add money to your savings account via UPI, Bank transfer, in the same way you will get Niyo account details in the niyo app and you can withdraw or deposit money to the Niyo account 24x7 without any charges.

You’ll also earn upto 8% interest on the account balance

Exclusive offers with the Niyo Card for Indian students
  • ISIC card worth 999 that gets you student discounts across the globe for free
  • Free airport lounge access at international terminals in India on referring 5 friends.
  • In app offers on multiple brands

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Team Niyo

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