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Example: Suppose you are studying in USA and let’s say the current Dollar to INR rate is ₹80 per dollar. You swipe your Niyo card at coffee shop for $10. Only ₹800 (80 x 10) will be deducted from your Niyo account – that’s it! No hidden fees or markups.
This will help you save at least up to 5% on your entire education budget.
Key Features of Niyo
💁Zero Forex charges on all International spends in foreign
🙅No Joining Fee or Minimum Balance required
📖Free ATM Withdrawals Abroad ( withdrawal fee reversed in form of Niyo Coins )
💮Free Airport Lounge Access across the globe ( on spending more than 50k with Niyo Card)
💸Load and unload money with Gpay/PhonePay/UPI 24x7" without any charges
⌚24 x 7 In-app chat support
How to get the Niyo Card- Its 100% digital
Download the Niyo app.
Fill in your Adhar, Pan and Passport Details
Complete VKYC
Your free Niyo card will be delivered to your mentioned address within 3-5 working days
How to add money to your Niyo Card?
Just like you add money to your savings account via UPI, Bank transfer, in the same way you will get Niyo account details in the niyo app and you can withdraw or deposit money to the Niyo account 24x7 without any charges.
You’ll also earn upto 8% interest on the account balance
Exclusive offers with the Niyo Card for Indian students
- ISIC card worth 999 that gets you student discounts across the globe for free
- Free airport lounge access at international terminals in India on referring 5 friends.
- In app offers on multiple brands