Send Money Globally
at Zero forex markup
Fully digital, high speed and secure transfers of funds for educational purposes
High speed, zero fee global transfers
How it works
Enter details
Enter recipient details & amount to send
Upload documents
Share supporting documents
Track transfer
Monitor your transfers in real-time
Money credited
Reaches the recipient in 2-3 working days
Works with top currencies
United States Dollar
British Pound Sterling
Canadian Dollar
Euro
Hong Kong Dollars
Japanese Yen
Australian Dollar
Saudi Riyal
Singapore dollar
South African Rand
Swedish Krona
Swiss Franc
United Arab Emirates Dirham
New Zealand DollarTrusted by 1 Million+ users in India
4.8 
(29k reviews)
4.6
(20k reviews)
Zero forex markup and lounge access made my travel stress-free. From Vietnam to Malaysia, Niyo made payments and ATM withdrawals super convenient.
I used Niyo across Dubai, Japan, and Bali. The smooth app, zero forex charges, and reliable ATM access made it my go-to travel companion.
Used it for everything—from POS to online bookings across Southeast Asia. Niyo made traveling cashless and saved me real money on conversion fees.
From Europe to Singapore, Niyo was smooth and reliable. Everything worked—from lounge access to POS, but skip the DCB variant.
Used Niyo in Europe and the Middle East. The app’s smooth UI and zero forex fees gave me total peace of mind while transacting abroad.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
Used it all over Europe and the UK for POS and online bookings. It worked smoothly and saved me a ton on fees.
Booking flights, withdrawing cash, dining—Niyo handled it all. The seamless transactions and cost savings were better than any other card I’ve used.
From POS payments in UAE to shopping in Vietnam, Niyo offered unmatched ease. Great exchange rates, zero forex markup, and app support made it seamless.
Niyo made every trip easier—from Singapore MRT rides to visa bookings. Zero markup and instant notifications gave me full control of my expenses.
Frequently Asked Questions
Sending money through Niyo is:
- Cheaper than banks
- Safe, as your money is held and managed by RBI-regulated entities
- Easy, with just a few simple steps to process transactions hassle-free
- Fast, with money reaching in 2–3 business days