International-Payments

TCS, or Tax Collected at Source, applies to certain foreign transactions from India. If you’ve paid more TCS than necessary, you can claim a refund when filing your income tax. This explains the TCS rates, the refund process, and the documents you’ll need, ensuring you can reclaim any excess amount paid. Keep track of your TCS to make sure you’re not overpaying on your international transactions.
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The Niyo card is a zero forex markup international card designed for hassle-free global payments. This INR_based card is accepted in 180+ countries and supporting 130+ currencies & comes in debit card or secured credit card variants with no hidden charges. Enjoy perks like real-time currency conversion, spend-based free lounge access, and full control via the Niyo app. With easy digital onboarding, high spending limits, and zero balance requirements, it’s ideal for international travellers, students, and professionals looking for seamless overseas transactions.
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