Make memories & earn rewards
Earn Niyo coins on your spends and use them to get discounts on travel bookings
Everything Travel
Go around the world at zero fees
Flight bookings
Zero convenience fee, use coupon JETSET0
Redeem Niyo Coins for additional discounts
Pay up to 75% of your fare with Niyo Coins
International eSIM
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Cheaper than your conventional plans
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Works seamlessly in 120+ countries
Auto-activates on landing
Apply for visa
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Peace of mind with on-time visa
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Get visas for 50+ countries
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99.4% visa approval rate
Flights
₹0 convenience fees
Experiences
Flat 6% off
Insurance
Visa
Hotels
eSIM
1 million+ happy travellers
4.8 
(29k reviews)
4.6
(20k reviews)
Zero forex markup and lounge access made my travel stress-free. From Vietnam to Malaysia, Niyo made payments and ATM withdrawals super convenient.
I used Niyo across Dubai, Japan, and Bali. The smooth app, zero forex charges, and reliable ATM access made it my go-to travel companion.
Used it for everything—from POS to online bookings across Southeast Asia. Niyo made traveling cashless and saved me real money on conversion fees.
From Europe to Singapore, Niyo was smooth and reliable. Everything worked—from lounge access to POS, but skip the DCB variant.
Used Niyo in Europe and the Middle East. The app’s smooth UI and zero forex fees gave me total peace of mind while transacting abroad.
My Singapore, USA and Uzbekistan trips were so easy thanks to Niyo! Real-time spending alerts and seamless payments made it a must-have travel essential.
Used it all over Europe and the UK for POS and online bookings. It worked smoothly and saved me a ton on fees.
Booking flights, withdrawing cash, dining—Niyo handled it all. The seamless transactions and cost savings were better than any other card I’ve used.
From POS payments in UAE to shopping in Vietnam, Niyo offered unmatched ease. Great exchange rates, zero forex markup, and app support made it seamless.
Niyo made every trip easier—from Singapore MRT rides to visa bookings. Zero markup and instant notifications gave me full control of my expenses.
Customers love our services
Singapore on a budget? Totally doable. I saw the best without breaking the bank!
Mauritius was pure magic! Niyo SBM card saved us on forex—just carry some cash!
Vietnam was a wild ride—14 days of adventure, beauty, and real moments!
Solo traveling in Dubai was a blast, especially with Niyo making everything hassle-free!
The Limo Bus from Haneda to Shibuya was smooth, affordable, and had scenic views!
Had an amazing trip across Central Asia, thanks to Niyo for making payments hassle-free!
Solo travelling in Malaysia was an unforgettable mix of island hopping and city fun.
I explored Bhutan in 4-5 days – a perfect blend of culture and beauty!
8 days, countless memories – Vietnam’s best with Niyo’s expert itinerary!
My travel experience with Niyo card: A two-month journey across Europe and Asia
Took my first luxury cruise to Ancona on MSC Aurelia—relaxing, fun, and so memorable!
From Paris to Lyon—my Niyo card just tapped through everything!
